"Humans and angels are the only moral and highly intelligent creatures that God created. Therefore, we can understand much about God's plan and his love for us when we compare ourselves with the angels. The first distinction to note is that it is never mentioned that the angels were created in the image of God, while many times it is said that humans were created in God's image (Genesis 1.26,27; 9.6). It seems fair to conclude that we are more like God than the angels. This is supported by the fact that some day God will give us authority over the angels, to try them, "Do you not know that we shall judge angels" (1 Cor 6.3). Although the human being was made "a little lower than the angels" (Heb 2.7), when our salvation is complete we will be exalted above the angels and dominate over them. In fact, even now the angels longer serve us, "Angels are not all of them, ministering spirits sent to serve those who will inherit salvation?" (Hebrews 1:14).The capacity of human beings to have children just like themselves ("Adam begat a son in his own likeness, after his image" Gen 5.3) is another element of our superiority over the angels, who certainly can not have children (cf. Mt 22:30; Luke 20.34-36). The existence of angels also shows the greatness of God's love for us, because the angels sinned and have never been saved. Peter tells us that "God did not spare angels when they sinned, but sent them to hell, putting them into gloomy dungeons to be held for judgment" (2 Peter 2.4). Jude says that "the angels who did not keep their positions of authority but abandoned their own dwelling, he has kept in darkness, bound with everlasting chains for judgment on the great day" (Jude 6). And we read in Hebrews: "For of course it is not angels he helps, but the descendants of Abraham" (Heb 2:16). Thus, we see that God created two groups of intelligent moral creatures. Among the angels, many sinned, but God decided not to redeem any of them. It was perfectly righteous God do so, and no angel can ever claim to have been treated unfairly by God. However, while all humans have sinned against God and departed from him, God decided to do much more than merely satisfy the demands of his righteousness; he decided to save some sinful human beings. In fact, he decided to redeem a large crowd of sinful race, which no man could number, "from every tribe and language and people and nation" (Rev 5.9). This is an act of love and mercy incalculable, far beyond our comprehension. All this is unmerited favor; all this is grace. The striking contrast to the fate of angels makes clear that truth to us. "
These are the ten biblical financial principles: God is the source; give first; live on a margin; save money; keep out of debt; be content with what you have; keep records; don't cosign; work hard and seek godly counsel.